For car accident victims who sustain injuries, medical bills are often a dreaded reality. Attorney Ken Harrell of Joye Law Firm provides some insight regarding what he believes clients should do about medical bills from a car accident. You can watch the video on YouTube here.
Seek the Medical Care You Need
“Medical costs are another issue. Our goal for every client that we represent is that we want to make sure that you get full, appropriate medical care. We do not want there to be shortcuts just because you happen to be involved in an accident. Now, sometimes access to medical care can be a problem for people, particularly when they’re uninsured. In that situation, we can help you gain access to doctors who know our firm’s reputation and have worked with us for years. They are willing to treat people based on a ‘letter of protection.’ That means that they’ll get paid when your case gets settled.”
What About High Deductibles?
“We are seeing fewer and fewer uninsured people due to the Affordable Care Act, but we still see plenty of underinsured people. And so even though you may have health insurance, if you’re in a situation where you need to get specialized treatment – let’s say that you need to see a knee surgeon – but you’ve got a $2,000 or $3,000 deductible, well, for a lot of people, you might as well be uninsured because they don’t have the money that they can come up with in order to get the treatment. And again, that’s where we can help get involved in the process because we can use that letter of protection approach to make sure that you can get to a qualified surgeon so that you can get your treatment. As your bills get incurred, yes, we will do what we can to keep your credit from being negatively impacted.”
What Do I Do About My Medical Bills after a Car Accident?
“Sometimes, there is not a whole lot we can do with hospitals because they are such big, bureaucratic institutions. So if you’re dealing with a hospital, a lot of times we’ll advise a client, ‘Look, just pay what you can on a monthly basis, even if it’s just $25 a month.’ As long as the hospital has something coming in, that can hold them off in terms of them not turning you over to a collection agency so that your credit doesn’t get impacted. We do have a good relationship with the lawyers and with the claim representatives within the hospitals that negotiate these bills. So we can usually help you out at the end of the case, and a lot of times, depending upon how much insurance coverage there is – we have had bills for several hundreds of thousands of dollars – and we have paid maybe 5 percent or 10 percent of that amount because of the insurance coverage that is there.”
Facing Medical Bills from a Car Accident? Get Legal Help Now
To learn more about how a South Carolina attorney can help you with your medical bills after a car accident, contact Joye Law Firm for a free case consultation today.