Consumer Protection Cases

Merrill, Lynch and other Securities Claims

In May of 2002, Merrill, Lynch agreed to pay a 100 million dollar fine based on charges by the New York Attorney General that it had misled investors with biased stock recommendations. To summarize, Merrill, Lynch was accused of recommending stocks of companies, for which it did lucrative banking work to individual investors, despite the fact that its internal analysts were disparaging the stocks. Other large investment banks which have been investigated for the same alleged practice include Morgan, Stanley; Salomon, Smith Barney; and Goldman Sachs. If you have sustained over $25,000.00 of investment losses while you were a customer of one of these investment companies, call us at (843) 746-2360 or toll free at (866) 554-3500 so we can assist you with an investigation into your rights to pursue an appropriate claim.

In addition to these specific investment firms, we will investigate whether you have a viable claim against any brokerage firm if you have sustained losses of $100,000.00 or more. Most brokers are reputable and competent. However, among the abuses that can occur are unsuitable recommendations, “churning” (i.e., excessive trading), unauthorized transactions, switching of mutual funds, and breach of fiduciary duty. Please call us at (843) 746-2360 or toll free at (866) 554-3500 so we can assist you in having your claim reviewed by an experienced securities attorney.

Synthetic Stucco

The Joye Law Firm is representing numerous homeowners who are pursuing claims against the Dryvit Corporation related to its synthetic stucco product. Water retention problems related to use of synthetic stucco have been widely publicized. In many instances, these problems lead to the presence of dangerous toxic molds. If your home was constructed after January 1, 1990 and you feel you have a water retention problem related to the use of synthetic stucco (regardless of who manufactured the synthetic stucco), please call us at (843) 746-2360 or toll free at (866) 554- 3500 so we can assist you with an investigation.

Tobacco Company Anti-Trust Claims

If you or someone you know sells cigarettes as a small retailer, grocery store, convenience store, cash-and-carry, or bar owner and you do not have a contract for promotional programs with the tobacco companies, please call us immediately. At the Joye Law Firm, we are actively investigating claims of promotional discrimination against small cigarette retailers. Ask for attorneys Chris McCool or Craig Smith. Call 877-936-9707 or toll free at (877) 936-9707.

School District Non-Teacher Employees’ Overtime Pay Investigation

Our firm is investigating potential claims on behalf of South Carolina school district non-teacher employees who feel they have worked overtime in the past without receiving compensation for their time. Teachers are exempted from these claims by the federal statute on which the overtime pay claims are based. Among the types of employees who would be potentially covered by the claims include school district workers such as custodians, maintenance workers, cafeteria workers, grounds keepers, teachers’ aides, coaches, and bus drivers. Any non-teacher employee would be eligible to pursue a claim. Claims can be filed for the past three years if no appropriate overtime pay was received. If you are or have been an employee of a school district in a non-teacher job and you feel that you have worked overtime hours without receiving appropriate pay for the same, we would like to help you with an investigation of your claim. Please call our law firm at the toll-free number (866) 554-3500 or at the Charleston number (843) 746-2360. There is no cost to you unless we are able to obtain a recovery on your behalf.

Unum Provident Disability Policy Cases

We are currently investigating claims on behalf of policyholders whose disability claims are being or were adjusted by the Unum Provident Corporation. Unum Provident is the holding company for several insurance companies that are listed below. As the holding company, it is responsible for adjusting disability claims for all of the listed companies. The relevant companies are:

  • Metropolitan Life Insurance Company
  • Paul Revere Life Insurance Company
  • Unum Life Insurance Company of America
  • New England Life Insurance Company
  • John Hancock Insurance Company
  • Equitable Life Insurance Company, Colonial Life Insurance Company
  • Provident Life and Accident Insurance Company
  • Provident Life and Casualty Insurance Company

Evidence has been uncovered which suggests that the same corporate policy of denying benefits has been implemented by Unum Provident when adjusting claims for policyholders with the listed insurance companies. The evidence discovered suggests that these big insurance companies have implemented a nationwide scheme to deny policyholders disability benefits in an effort to save money and increase corporate profits. In some instances, two in-house doctors that worked for some of the listed insurance companies have testified that it was the corporate policy to deny disability benefits regardless of the condition of the insured, and the doctors were instructed on how to do this without exposing their companies to liability if sued in a court of law. If you have been denied disability benefits by any of the insurance companies listed above, please call us at (843) 746-2360 or toll free at (866) 554-3100 for a free assessment as you may have a claim.