Personal Injury Protection (PIP) sometimes called “MedPay” or “Medical Pay” is a type of optional insurance coverage that you can opt to add onto your vehicle policy.|

Although not well known or well-publicized, PIP can be a crucial coverage to have, even if it means paying a little extra on your policy. That’s because PIP is a “no-fault” coverage, meaning you can use it to pay your medical bills from a car accident, even if the car accident was your own fault.

PIP/MedPay covers medical bills for you and all the people in your car until you reach your policy limits (the total amount of PIP/MedPay you opted to purchase).

Even if another driver was responsible for your wreck, PIP/MedPay offers you coverage in ADDITION to what the over driver is responsible to pay. This is especially important because in South Carolina, many drivers only carry the state minimum of required insurance coverage, and if you suffer serious injuries, it won’t take long for your medical bills to exceed the amount of car insurance coverage they carry on their auto policy.

Joye Law Firm’s Attorney Jeff Gerardi explains more about this important coverage in this helpful video.

Recent Blog Post
How to Help Your Injury Lawyer Win Your Case

Personal injury cases are usually David-and-Goliath stories. They’re about average people hurt by the careless or deliberate negligence of a large corporation, or dismissed by a faceless insurance adjuster. So hiring a personal injury lawyer to defend you is already…

Who is Liable if My Child is Injured by Another Child at School?

When someone is injured because of someone else, they can file a personal injury lawsuit to get financial compensation for their injuries, pain, and distress. But the situation becomes more complicated when a minor is involved, and even more so…

Why You Need Renters Insurance

Many apartment complexes require residents to purchase renters insurance in order to live there. However, unlike car insurance, renters insurance may be contractually required but it isn’t legally required. There’s no law that says you need to purchase it, so many people,…

big truck
The Hidden Danger of Big Pickup Trucks

Have you noticed that pickup trucks are getting bigger? It’s hard not to notice their size when a mega truck is blocking your line of sight. Since 2000, the hood height of full-sized trucks has grown by 11 percent, while…

Awards & Recognition
Best Law Firms 2021
Million Dollar Advocates Forum
B Member
Best Lawyers 2021 Small
ASJ Leaders Forum
National Trial Lawyers Top 100
Google Review
Avvo Rating
CBS News