Non-ERISA Claims And Exemptions To ERISA
ERISA applies to almost every single employer in the private sector. If you work for an employer and get benefits, you are likely covered by ERISA. This is true even if you are the only employee. It is true no matter how your employer’s business is structured, and it is true even if your employer is a nonprofit.
ERISA also covers many different types of benefits, not just pensions. Group health insurance plans, group disability benefit plans and even employer-provided business travel insurance or scholarship funds can all be regulated by ERISA.