Compensation You May Recover in a Columbia Dog Bite Injury Claim
A dog bite victim in Columbia or elsewhere in South Carolina who has been seriously injured may have the right to file a civil lawsuit for compensation from the dog’s owner. This money typically comes from a homeowners’ or renters’ insurance or, in cases involving a business’s “working” dog, from business liability insurance or a surety bond.
Money to pay damages rarely comes out of the dog owner’s pocket. Victims should not shy away from a claim over fear of causing financial harm to a neighbor, friend, relative or friendly business owner.
The Insurance Information Institute says homeowners’ insurance policies paid out over $686 million in liability claims related to dog bites and other dog-related injuries in 2017. Dog bite injury claims are real and valid.
Dog bite lawsuits in Columbia may seek compensation for:
- All medical expenses, which may include:
- Emergency medical care and hospitalization
- Prescription and over-the-counter medications
- Cosmetic surgery to address disfiguring scarring caused by a dog attack
- Rehabilitation, which may include physical vocational and/or occupational therapy
- Psychological counseling for emotional trauma
- Lost wages while you are unable to work
- Future lost income if you cannot return to work or have diminished earning capacity because of the dog attack
- Property damage (torn clothing, broken wristwatch, jewelry, eyeglasses)
- Permanent disability or disfigurement
- Pain and suffering, including emotional pain and loss of enjoyment of life.
Most dog bite claims are resolved through settlements with the insurance company. The Joye Law Firm can make sure your claim accounts for all of your recoverable costs and losses, and we can investigate to ensure that we have evidence that supports your claim. Insurance companies try to pay out as little as possible for dog bite claims. Our attorneys are experienced and aggressive negotiators who will press for maximum compensation to you.
If the insurance company refuses to do the right thing and your case must go to trial, we will be fully prepared to present a convincing case to a Richland County jury on your behalf.
In every case, we start by providing a free, no-obligation case review. If a bite by someone else’s dog has cost you medical bills, unpaid time away from work, pain and suffering and other expenses, we can assess the potential for you to pursue a dog bite injury claim. We will not charge you for that meeting.