South Carolina May Require Greater Uninsured Motorists Coverage

South Carolina’s Senate is proposing to increase the mandatory minimum auto insurance coverage for uninsured drivers. If the bill passes, drivers will be required to have $25,000 in uninsured motorist coverage, up from the current minimum of $10,000.

Uninsured motorist insurance provides coverage if you have a collision with a driver who is not insured. With a higher minimum, a person who is injured in a wreck caused by an uninsured driver will have more coverage for medical costs, hospital stays and other financial consequences. So this law may benefit consumers in many ways.

Legislators thought they had increased insurance minimums for every type of policy in 2006. But uninsured motorist coverage had somehow slipped through the cracks. Now lawmakers want to make sure the minimums are consistent and believe this increase is a fair resolution.

Most South Carolina drivers already have the $25,000 minimum in their uninsured motorist policies. Therefore, the increase should not be much of a shock. Motorists who have at least $25,000 coverage will have greater protection in case they are in accidents with drivers who don’t carry insurance.

Need Legal Help?

Automobile crashes can occur for many reasons. Sometimes a negligent driver can create dangerous conditions that even the most careful motorist is unable to avoid. Our South Carolina auto accident attorneys at Joye Law Firm are always ready to fight for your rights if you or someone you love is the victim of a motor vehicle crash. Please contact us for a free consultation at 888-324-3100 to discuss the details of your car accident or fill out our convenient online form today.