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    Man climbing a ladder to get on to a roof

    Roofing is one of the most dangerous trades in the construction industry. Falls, collapsing decking, heavy materials, exposure to the elements, and dangerous chemicals place roofers at constant risk. When an injured worker suffers harm during roofing projects, the physical and financial impacts are immediate. Medical care becomes urgent, and missed paychecks create real strain on your self-esteem and your family.

    The deck is stacked against injured workers, but Joye Law Firm Injury Lawyers is here to level the playing field. As one of the largest and most-respected workers’ compensation firms in South Carolina, we understand the seriousness of roofing injuries. We’re proud to have secured $478,000 for a roofer who suffered multiple injuries, including a brain injury, after falling from a roof. We battled to win $187,728 and lifetime medical coverage for an employee who injured his neck while performing roof repairs at a chemical facility. We also got $150,000 for a man who broke his ankle after falling from a roof. These workers’ compensation outcomes, just a small sample of our results, show how severe these workplace injuries can be and why having quality legal representation can make all the difference.

    In South Carolina, the workers’ compensation system exists to protect injured employees, replace wages, and cover medical treatment. Sadly, due to confusion and complexity, many workers get cheated out of their fair share. Since roofers face some of the highest injury rates in the state, you deserve clear information about your rights and the steps you need to take to protect them after an injury.

    Why Roofers Face Some of the Highest Workplace Risks

    Roofers work in one of the most dangerous environments in the construction industry, and the statistics make that reality impossible to ignore. The Bureau of Labor Statistics (BLS) reports that construction consistently ranks among the highest-fatality sectors, with over 1,000 deaths in 2023, and falls remain one of the most frequent and deadly hazards. Transportation incidents and struck-by events are major contributors, but falls, from roofs, ladders, and elevated structures, continue to account for a large share of fatal and severe injuries on construction sites.

    A recent medical review published by the National Library of Medicine offers a closer look at the seriousness of roof-related falls. Among 75 patients who fell from roofs:

    • 93% required hospitalization
    • ⅓ needed ICU care
    • 76% required surgery
    • Upper-limb fractures were the most common injury.

    These numbers highlight an important truth: roofing injuries may not always be fatal, but they are often life-altering, with long recovery periods, high medical costs, and extended time away from work.

    How South Carolina Workers’ Compensation Applies to Roofer Injuries

    South Carolina workers’ compensation rules generally apply to all businesses with four or more employees, which includes most roofing companies, roofing contractors, and construction businesses. By law, these employers must carry workers’ compensation insurance to protect their employees. Because the system is “no-fault”, the injured worker does not need to prove the employer did anything wrong to collect benefits. It only matters that the injury occurred while at work or was work-related.

    Most Frequent Roofing Injuries That Lead to Workers’ Compensation Claims

    Roofing accidents often create injuries that require extended medical treatment and time away from work. The most common injuries we see in roofing businesses and construction workers include:

    These injuries also lead to prolonged recovery periods and wage replacement claims. Many roofers can only return to work with restrictions in place. Some are unable to return to roofing at all. Workers’ compensation benefits exist to support injured workers during these transitions. Unfortunately, getting the benefits you’re owed isn’t always easy.

    Why Employment Status Matters in Roofing Work

    One common tactic companies use to avoid paying rightful workers’ comp benefits is labeling employees as “independent contractors.” The idea is that since independent contractors are not eligible for workers’ comp, the business can get off scot-free if they become injured. However, just because your boss calls you an independent contractor doesn’t mean you are one. In fact, the label does not decide workers’ compensation eligibility. South Carolina looks at the actual relationship, including whether the employer has control over the workers’ hours, equipment, pay, and job duties.

    If a roofer works under the company’s supervision, uses company tools, and follows assigned schedules, the roofer is an employee, even if the paperwork says something different. In addition to employment status, in roofing, there are often multiple contractors involved in each project, sometimes leading to ambiguity over which workers’ compensation policy a worker is covered by.

    This issue shows up often in the roofing industry, and one recent example involved a Myrtle Beach roofer whose claim was initially complicated by unclear subcontractor relationships, cash payments, and questions surrounding who his actual employer was. After he fell more than 15 feet and suffered multiple fractures, hip trauma, and a serious head injury, our team investigated the true employment structure, identified the responsible parties, and fought through delays and denials. Despite the employer asserting he was not a covered employee, Joye Law Firm Injury Lawyers successfully secured a $145,000 workers’ compensation settlement on his behalf. His case is a powerful reminder that your legal status depends on the reality of the work relationship — not the label your employer chooses to use.

    This issue appears often in the roofing industry, and we’ve won benefits for many workers whose initial claims were denied because they were mislabeled as independent contractors. If or someone dear to you was injured and are unsure about employment status, get a free consultation with Joye Law Firm Injury Lawyers today. We can help protect your rights.

    Workers’ Compensation Benefits for Roofers

    Workers’ compensation benefits cover several needs for roofers who get injured on the job. These include:

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    1. Medical Treatment
    The insurer pays for approved doctor visits, emergency care, physical therapy, surgery, and medication. Treatment continues until the doctor declares the patient to be at maximum medical improvement.
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    2. Partial Wage Replacement
    When a roofing injury keeps a worker off the job for more than seven days, wage replacement begins. Payment is typically two-thirds of the average weekly wage. Payments stop when the doctor releases the worker or assigns light-duty restrictions.
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    3. Permanent Disability
    Some injuries result in lasting functional loss, such as limited ankle motion after a fall. The doctor provides an impairment rating that guides long-term benefits. Roofers with permanent disabilities often need compensation for reduced earning capacity.
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    4. Death Benefits
    Families of workers who die from roofing accidents may receive funeral expenses and wage replacement.

    Why Roofing Businesses Must Carry Workers’ Compensation Insurance

    Roofing businesses face high injury rates due to the inherent risks associated with the work. For this reason, state law requires most companies with four or more employees to carry workers’ compensation insurance. Some roofing contractors also maintain additional coverage.

    Carriers sometimes raise premiums after claims. This pressure may cause employers to discourage reporting injuries or push workers to return too soon. Roofers should never feel forced to work through pain or avoid reporting an injury.

    Insurance coverage exists to protect workers, not punish them. If the employer refuses to file the claim or threatens the worker, legal help becomes even more important.

    Challenges That Roofers Often Face During Workers’ Comp Claims

    Roofing injuries create unique claim problems, including:

    • Improper Classification: Many workers discover that a roofing contractor classified them as independent contractors. This tactic often tries to avoid workers’ compensation requirements. The law focuses on the work relationship, not the company’s label.
    • Delayed Medical Care: Some employers delay sending injured employees to approved doctors. Delay harms recovery and complicates the medical record.
    • Pressure to Return to Work: Roofers face pressure to return quickly, even though roofing requires climbing, lifting, and balance. Returning too early increases the risk of further harm.
    • Disputes Over Causation: Insurers sometimes argue that an injury came from a personal activity or a preexisting condition. Strong medical documentation helps prove that the injury occurred during work.
    • Limited Light-Duty Work: Roofing companies typically do not offer light-duty positions. This often leads to more extended wage replacement periods.

    When Third-Party Claims Apply to Roofing Accidents

    Roofing projects often involve general contractors, subcontractors, material suppliers, and property owners. If a party other than the employer contributed to the injury, the worker may have a separate personal injury claim in addition to workers’ comp. Examples include:

    • Faulty scaffolding
    • Defective safety equipment
    • Unsafe conditions created by another contractor
    • Property hazards created by a third party

    These claims can provide compensation beyond workers’ comp benefits. They can include pain and suffering, as well as full wage loss. Workers can pursue both claims when the facts support it.

    When You Should Consider Speaking With a Lawyer

    Some workers’ comp claims run smoothly. Many do not. Legal support provides an experienced team to act as a liaison between you and the insurance company. This ensures the worker receives the benefits the law promises. You should consider speaking with an experienced workers’ compensation lawyer when:

    • The employer refuses to file the claim
    • The insurer denies treatment
    • You receive pressure to return to work too soon
    • You believe your disability rating is too low
    • The injury keeps you from roofing long-term
    • You face classification issues
    • You need lifetime medical coverage
    • You lost a loved one

    Frequently Asked Questions About Workers’ Compensation for Roofer Injuries

    WC Roofer Injuries

    What if my employer says I cannot file a workers’ compensation claim because the accident was my fault?

    Workers’ compensation in South Carolina follows a no-fault system. Even if you made a mistake while working on a roof, you can still receive benefits as long as the injury arose due to your job duties.

    Can I choose my own doctor for a roofing injury under workers’ compensation?

    South Carolina law allows the insurance carrier or employer to select the treating doctor. You may request a second opinion from the South Carolina Workers’ Compensation Commission needed, and, of course, emergency care is always allowed.

    Do part-time roofers qualify for workers’ compensation benefits?

    Part-time employees qualify if the employer meets state workers’ comp coverage requirements. Pay is based on the average weekly wage calculated from the worker’s schedule and income before the accident.

    What if my employer says I am an independent contractor but still controls my work?

    Employment status depends on how the work is performed, not on the title given. If the company controls your schedule, tools, and job duties, you may be considered an employee and eligible for coverage.

    How long do I have to report a roofing injury to my employer?

    You have up to 90 days to notify your employer in South Carolina. Notifying the employer as soon as possible protects your right to benefits and prevents delays in medical treatment and wage replacement.

     

     

    Call Joye Law Firm Injury Lawyers and Take Action After Sustaining a Roofing Injury

    Roofing injuries bring sudden change and long recovery periods. The workers’ compensation system is meant to support injured workers, but many workers face delays, denied treatment, or classification disputes. You do not have to manage this alone.

    At Joye Law Firm Injury Lawyers, we level the playing field for workers across South Carolina. Our award-winning attorneys hold leadership positions in statewide workers’ comp organizations, like Injured Workers Advocates (IWA), and have been selected for inclusion by Best Lawyers in America and South Carolina Super Lawyers for their legal skills and ethics. Cases like the ones we resolved for injured roofers show the difference proper representation makes.

    If you suffered a roofing injury and need guidance that puts your well-being first, we are ready to help. Call us at (888) 324-3100 or schedule a free consultation to review your case.

    Contact us
    Attorney Ryan LeBlanc in North Charleston office