No. The federal No Surprises Act applies to most private health insurance plans and many employer sponsored group health plans. However, it does not apply to every type of coverage. Some short term or limited benefit plans may fall outside the law. Government programs such as Medicaid services, Veterans Affairs health care, and Indian Health Services operate under separate rules. If you are unsure about your plan, request a copy of your policy documents and confirm directly with your insurance company which billing protections apply.