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If you or your loved one has been injured in a car crash caused by another driver in Columbia, you may be uncertain where to turn for help. You may have your hands full taking care of your loved one through their recovery, and you could be facing financial stress because of medical expenses and lost wages. You need an experienced Columbia, South Carolina car accident lawyer to answer your questions and offer trusted guidance to get your life back on track.

Our Columbia car accident lawyers at Joye Law Firm strive to make a positive difference in the lives of each client we represent. Our clients are good people dealing with difficult situations. As part of our signature approach, our legal team will pursue compensation on your behalf while treating you with respect and compassion you deserve. We want to make sure that you are getting all the medical and legal help you need following your crash.

Our goal at Joye Law Firm is to help you return to the quality of life that you had before encountering a negligent driver. We are proud to help Columbia families rebuild their lives after a serious injury.

How do Car Crashes Happen?

Car accidents may be caused by a wide variety of dangerous driving behaviors, including:

  • Speeding
  • Driving too fast for traffic conditions
  • Weaving between lanes
  • Following too closely
  • Inattention
  • Failure to yield
  • Driving while intoxicated

Drivers who disregard South Carolina traffic safety laws and cause car accidents and injuries should be held accountable for the harm they cause.

If you or your loved one has sustained serious injuries in a car accident in Columbia or anywhere in the Midlands, you can count on our experienced personal injury lawyers at Joye Law Firm to help you pursue the maximum benefits that you are entitled to receive. Contact us today.

Car Wreck Prone Areas in Columbia, South Carolina

Columbia and Richland County have a number of locations that regularly appear in list of the most dangerous corridors for motor vehicle accidents in South Carolina compiled by the S.C. Department of Public Safety. The corridors with the highest number of collisions, including head-on collisions, sideswipe collisions, and rear-end collisions, according to The State newspaper, included:

In Columbia:

  1. Zimalcrest Drive
  2. Broad River Road from St. Andrews Parkway to GameStop at 1725 Broad River Road
  3. Richland I-26 West from overpass of I-20 to Saluda River
  4. I-20 East from I-26 overpass to American Inn at 1337 Garner Lane
  5. I-20 East from Broad River to Sunbelt Rentals at 104 Sunbelt Blvd.
  6. I-20 West from Fairfield Road overpass to Two Notch Road
  7. Two Notch Road from I-20 East overpass to Parklane Road
  8. Richland 277 South from Parklane Road to I-77 North
  9. I-77 South from Two Notch Road to the Preserve at Windsor Lake
  10. I-77 South overpass from Windsor Lake Blvd. to I-20 underpass

Whether your accident occurred in Columbia or a nearby county, our car accident lawyers at Joye Law Firm will thoroughly investigate the accident scene, reviewing all the contributing factors to help identify those who should be held responsible for causing your injuries.

Car Accident Liability in South Carolina

Drivers in South Carolina are required by the Motor Vehicle Financial Responsibility Act to maintain adequate amounts of liability insurance to cover accidents and injuries that they may cause. If another driver causes a crash and you sustain injuries, then South Carolina law allows you to claim compensation for your losses from the at-fault driver’s insurance.

To hold another party liable for your car accident injuries, you will have to show that the other driver was at fault in the accident. Drivers in South Carolina are required to show proper care when behind the wheel to avoid accidents. You will need to show that the at-fault driver failed to use reasonable care, and as a result, caused the accident that injured you.

For example, a driver who is checking email on his or her cell phone may cause a rear-end collision as a result of driving distracted and not paying enough attention to the road. Distracted driving causes many preventable accidents in Columbia and throughout South Carolina.

You may still seek compensation even if you were partly at fault, so long as you are not more than 50 percent at fault.

The analysis of how much fault each driver has for an accident is critically important to any settlement or jury award. Having an experienced lawyer advocating for you can make all the difference in the determination of fault.

If you were driving as part of your job and sustained an injury, you may be entitled to receive workers’ compensation benefits from your employer, while also pursuing a claim against the other motorist who was at fault.

Step-by-Step Guide to the Post-Accident Process

If you’ve been involved in a car accident, it’s important to take the right steps while at the scene to ensure your safety and protect your rights. Here’s a detailed guide to help you navigate the critical moments after an accident:

  1. Safety First: If you can, move to a safe area away from oncoming traffic. Turn on your hazard lights to alert other drivers to your presence.
  2. Check for Injuries: Assess yourself and others for any injuries. Do not attempt to move anyone severely injured; wait for medical help.
  3. Call 911: Regardless of the accident’s severity, it’s important to report it. Inform the operator about the accident and any immediate medical needs. You will also want to request the police to file an accident report.
  4. Gather Evidence: If you’re able, take photos of the scene, including vehicle positions, damages, road conditions, and any visible injuries. Look for any potential witnesses and request their contact information.
  5. Exchange Information: Politely exchange names, insurance details, and contact information with the other driver. Avoid discussing fault or details of the accident.
  6. Seek Medical Attention: Even if you don’t think you’re hurt, some injuries aren’t immediately apparent. A medical professional can assess your condition and provide a report, which can be crucial for your claim.
  7. Notify Your Insurance: Contact your insurance company to report the accident, even if you weren’t at fault. Provide them with the information collected but refrain from making any statements about fault or liability.
  8. Contact a Car Accident Lawyer: Before accepting any settlement offers or signing documents, consult with an experienced Columbia car accident lawyer to understand your rights and the best course of action to take to get the compensation you need.

Remember, the actions you take immediately after an accident can significantly impact your ability to receive fair compensation. Our team at Joye Law Firm is dedicated to guiding you through each step of this process, ensuring you have the support you need to recover and rebuild.

Types of Compensation Available from a Columbia Car Accident Claim

You may seek compensation by filing a car accident lawsuit for the following types of losses:

  • Medical expenses
  • Doctor bills and hospital bills
  • Physical therapy and rehabilitation
  • Vehicle repair or replacement costs
  • Permanent disability and disfiguring scars
  • Pain and suffering
  • Lost earnings from missed work
  • Wrongful death

Dealing with another driver’s insurance company on your own can be extremely frustrating. The insurance adjuster may contend the accident was your fault or offer you far less than your injury claim is actually worth. Being unfairly blamed for contributing to an accident can deprive you of thousands of dollars in an insurance settlement. They may even attempt to pressure you into accepting less than you need or deserve by claiming you won’t get any compensation if you reject the first offer. Without the insight of an experienced auto accident attorney, you may be uncertain how much compensation you should reasonably expect.

You do not need the stress of dealing with insurance companies while recovering from serious injuries or caring for someone who has been seriously injured. You need a Columbia car accident attorney who knows local laws and can advocate firmly for your interests. Call for a free consultation with an experienced car accident attorney at Joye Law Firm.

Understanding South Carolina Car Accident Laws

Navigating the aftermath of a car accident involves understanding the specific laws and regulations in Columbia and throughout South Carolina. Here’s what you need to know to ensure your rights are protected:

  1. Comparative Negligence: South Carolina operates under a modified comparative negligence system. This means that, at trial, if you are found to be partially at fault for the accident, your compensation will be reduced by your percentage of fault. However, you can still get some compensation as long as you are not found to be more than 50% responsible for the crash.
  2. Statutory Time Limits: South Carolina has a strict timeline for filing a car accident claim, known as the statute of limitations. You typically have three years from the date of the accident to file a personal injury lawsuit. However, there are some exceptions to this rule. That why it’s important to act quickly and speak with an experienced attorney about your injury claim. While three years may seem like a long time, it can pass quickly. This is especially true if you need a long time to recover from your injuries, or if you spend too long arguing with an unhelpful insurance company before seeking professional legal help. If a loved one has died as a result of the accident, you also have three years from the date of the persons death to file a wrongful death lawsuit.
  3. Minimum Insurance Requirements: All drivers in South Carolina are required to carry minimum amounts of liability insurance: $25,000 for bodily injury per person, $50,000 for total bodily injury per accident, and $25,000 for property damage. Driving without insurance can lead to severe consequences including fines and license suspension, and leave drivers personally liable if they cause a crash and injure someone else.
  4. Uninsured Motorist Coverage: South Carolina law also requires that your auto insurance policy includes uninsured motorist coverage. This protects you if you’re in an accident with an at-fault driver who does not have insurance.

While these laws might seem complex, understanding them is crucial for protecting your rights. Our experienced team at Joye Law Firm is well-versed in South Carolina’s car accident laws, and is here to guide you through each step, ensuring the law works in your favor.

Dealing with Insurance Companies

Dealing with insurance companies after a car accident is rarely a fun experience. It’s important know how they operate and what to watch out for:

  1. Understand Your Policy: Before engaging in any discussions, thoroughly review your insurance policy.
  2. Document Everything: Keep meticulous records of all communications with the insurance company, including dates, the names of representatives you spoke with, and details of the conversation.
  3. Beware of Early Settlement Offers: While it might be tempting to accept an early settlement offer and move on, these are frequently far lower than what you might be entitled to. Consult with an attorney before accepting any settlement.
  4. Don’t Provide Recorded Statements: These can be used against you to minimize your claim.
  5. Hire an Experienced Attorney: Navigating the intricacies of insurance negotiations is challenging. An experienced car accident attorney like those at Joye Law Firm can use various strategies to maximize your compensation, including compiling comprehensive evidence to support your claim, utilizing expert testimonies, investigating if a vehicle defect contributed to your accident, identifying all responsible parties and insurance policies, and calculating a fair settlement based on all damages (not just immediate ones).

You Can Afford a Columbia Car Accident Lawyer

Many people mistakenly assume that they cannot afford a lawyer after a car accident in Columbia. You can afford the right car accident lawyer to handle your claim if you have been injured by another motorist. Our experienced car accident lawyers at Joye Law Firm represent clients on a contingency-fee basis.

To begin with, our law firm offers a free, no-obligation case evaluation. We will review your car accident claim free of charge, and will not require any upfront payment to proceed with your claim. Under a contingency fee arrangement, our attorneys get paid only if we obtain compensation for you through an insurance settlement or a jury award. If we are successful in securing money for you, we receive a portion of the total settlement or verdict as our attorney’s fee. None of our fee comes out of your pocket.

Two cars colliding

Research conducted by the insurance industry shows that people with a lawyer recover 3.5 times more than those who represent themselves, even after attorneys’ fees are paid.

To get all of your questions answered about car accidents, please contact Joye Law Firm today to schedule a free initial consultation. If you are uncertain whether you should hire a lawyer, schedule a free review of your accident. There is no charge for the initial consultation and no obligation after the initial meeting to have us handle your case. We represent injured victims throughout South Carolina.