No. If you receive a settlement offer quickly after a car accident, it is probably the insurer’s attempt to close your case cheaply and move on. Most likely the amount of the check is too low to cover your losses. If you accept it, you agree not to seek further compensation – even if you later discover that your losses were much greater than you first thought. You should have a lawyer review any insurance offer before you accept it.
Remember, the insurance company wants to resolve your claim as quickly and inexpensively as possible. A quick offer will not take into account the full extent and cost of your injuries. You may not even know yet whether your injuries will have a long-term impact that keeps you from returning to work or requires you to take a job that pays less. You may need ongoing medical care because of your injury, or assistive devices (for example, surgery, a walker, wheelchair or hospital bed) or in-home nursing care.
Talk to an attorney before accepting any compensation from the other driver’s insurance company or even your insurance company, and before making a sworn or recorded statement. By doing either, you could unwittingly cost yourself money that you need and deserve.
An experienced car accident attorney from Joye Law Firm can evaluate your case and develop a claim that takes into account all of the compensation you deserve for current and future needs. Once you hire Joye Law Firm, you can turn all of your dealings with insurance companies over to an attorney who is looking out for your best interests.
